Please read the following terms and conditions ("Terms and Conditions") carefully before using this web site ("Site"). By accessing or using this Site, or any functions made available on, accessed through or in connection with this Site, you agree to the following Terms and Conditions which shall constitute a legally binding agreement between you and Finastra (collectively with its subsidiaries and affiliates, "Finastra", “we” or “our”). You should review these Terms and Conditions regularly as they may change at any time at our sole discretion. If you do not agree to a term or condition set out in these Terms and Conditions, you should not access or otherwise use this Site. 1. We Provide This Site For Your Convenience Only. This Site is provided to you without charge as a convenience and for your information only. The content on this Site does not constitute legal advice and is not a substitute for obtaining legal advice from a qualified attorney. By merely providing access to this Site content, we do not warrant or represent that: the content is accurate or complete; the content is up-to-date or current; we have a duty to update any content; the content is free from technical inaccuracies or typographical errors; the content is free from changes caused by third parties; or your access to this Site will be free from interruptions, errors, computer viruses or other harmful components. We do not assume any liability for these matters. In other words, you use this Site at your own risk. Under no circumstances, including, but not limited to, negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this Site, even if one of our representatives has been advised of the possibility of your damages. 2. This Site is Provided "As Is" and We Disclaim All Warranties. This Site, including all content, software and functions made available on, accessed through or in connection with this Site, is provided "as available" and on an "as is, where is" basis. To the fullest extent permissible by law, we make no representations or warranties of any kind as to the content, software or functions made available on, accessed through or in connection with this Site, for any products or services or links to third parties or for any breach of security associated with the transmission of sensitive information through this Site or any linked site. WE DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR CONDITIONS, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, QUIET ENJOYMENT, QUALITY OF INFORMATION, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. This includes loss of data or profit arising out of the use or the inability to use the content of this Site, even if one of our representatives has been advised of the possibility of your damages. WE DO NOT WARRANT THAT ANY CONTENT, SOFTWARE OR THE FUNCTIONS MADE AVAILABLE ON, ACCESSED THROUGH OR IN CONNECTION WITH THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT BE LIABLE FOR DIRECT, INDIRECT, PUNITIVE OR SPECIAL DAMAGES RELATED TO YOUR USE OF THIS SITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law. 3. Privacy. By using this Site you acknowledge and accept this Site’s Privacy Policy and consent to the collection and use of your data in accordance with the Privacy Policy. By using this Site, you acknowledge that Internet transmissions are never completely private or secure. You understand that any message or information you send to this Site may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted. 4. User Conduct. You may not use this Site to conduct any activity that is illegal or violates the rights of others. You may not use any robot, spider, scraper, automated scripts or other automated means to access this Site or content or services provided on this Site for any purposes. You shall not attempt to make this Site unavailable through denial-of-service attacks or similar means or use this Site in a manner that could damage, disable or impair this Site. 5. Remedies for Misuse. You agree that any unauthorized use of this Site or its contents or any breach of these Terms and Conditions may cause Finastra immediate and irreparable harm for which money damages may not constitute an adequate remedy. You agree that we may, with or without cause, immediately terminate your access to this Site without prior notice. You further agree that injunctive relief, in addition to any other remedies available, may be warranted in order to enforce these Terms and Conditions. You further understand that unauthorized use of this Site may expose you to civil and criminal liability and that we may report violations of these Terms and Conditions to and cooperate fully with the appropriate law enforcement authorities concerning any violations hereof. 6. Third Party Links and Content We may provide hyperlinks or pointers to other web sites maintained by third parties or may provide third party content on this Site by framing or other methods. The links to third party web sites are provided for your convenience and information only. The content in any linked web sites is not under our control so we are not responsible for the content, including any further links in a third party site. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk. It is up to you to take precautions to ensure that the third party you link to for your use is free of computer viruses, worms, Trojan horses and other items of a destructive nature. We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not mean that we endorse, adopt, authorize or sponsor that web site. It also does not mean that we are affiliated with the third party web site’s owners or sponsors. 8. If You Transmit or Provide Data to Us, It Is Not Confidential. We do not want to receive confidential or proprietary information from you through this Site. If you transmit to or post on this Site any material, data, information or idea by any means, it will be treated as non-confidential and non-proprietary and Finastra shall be free to reproduce, publish, or otherwise use such information for any purposes whatsoever including, without limitation, the research, development, manufacture, use or sale of products incorporating such information. The sender of any information to Finastra is fully responsible for its content, including its truthfulness, accuracy, and its non-infringement of any other person, organization, or entity’s proprietary rights. Personal data provided to us will be handled in accordance with our Privacy Policy. 9. By Providing Content, We Do Not Allow You to Use Our Trademarks. The trademarks, service marks, trade names and logos used and displayed on this Site are our registered and unregistered trademarks. Nothing on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, without our written permission. We aggressively enforce our intellectual property rights. The name "Finastra" or any of our logos, company names, trademarks, servicemarks, product names, etc., may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Site, without prior written permission. You may not use any metatags or any other "hidden text" utilizing Finastra’s name or trademarks without the express written consent of Finastra. You are not authorized to use our logo as a hyperlink to this Site unless you obtain our written permission in advance. ALL OTHER TRADEMARKS, SERVICE MARKS, AND TRADE NAMES ARE THE PROPERTY OF THEIR RESPECTIVE COMPANIES. FINASTRA DISAVOWS ANY PROPRIETARY INTEREST OR CLAIMS IN THE MARKS OF OTHER COMPANIES OR CORPORATIONS. 10. All Content on This Site Is Copyrighted. All content included on this Site, including any materials, documents, text, designs, graphics, logos, images, audio and video ("Content") is the property of Finastra or its suppliers, and is protected by Canadian, United States and international copyright laws. The compilation of all Content on this Site is the exclusive property of Finastra and protected by Canadian, United States and international copyright laws. You may not inline, frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout or form) without our prior express written permission. 11. You Must Obey Local Laws in Accessing This Site. We make no representation that content or materials on this Site are appropriate or available for use in your specific jurisdiction. Access to this Site content or materials from jurisdictions where such access is illegal is prohibited. If you choose to access this Site, you do so at your own initiative and are responsible for compliance with applicable local laws. We are not responsible for any violations of law. You may not use or export the materials on this Site in violation of export laws and regulations. 12. You Are Bound by Changes in these Terms and Conditions. We may at any time revise these Terms and Conditions by updating this posting. By using this Site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current terms and conditions to which you are bound. Certain provisions of these Terms and Conditions may be superseded by other legal notices or