End User License Terms
IBM Safer Payments

The following documents, as a whole, make up the complete agreement (Agreement) for use of the IBM Program Client acquires from a third party marketplace. Client accepts the terms of the Agreement by placing an order and acquiring the IBM Program.
●	IBM International Passport Advantage Express Agreement at https://www.ibm.com/terms/?id=6835; 
●	IBM International Program License Agreement (IPLA) at https://www.ibm.com/terms/?id=3301; and 
●	IBM Program License Information (LI) document and terms for Separately License Code, if applicable, at https://www.ibm.com/support/customer/csol/terms/internal/?id=L-SJOT-CHSFUA&lc=en#detail-document