© COPYRIGHT 2015 THRIVEPASS Online ALL RIGHTS RESERVED. YOUR ACCEPTANCE OF THE TERMS OF USE. Welcome to THRIVEPASS! The website thrivepass.com (the “Site”) is brought to you by Wellness by Wishlist, Inc. (“THRIVEPASS,” “we,” “us,” or “our”). This user agreement sets forth the “terms and conditions” which govern your use of the Site and of the services and features made available on or through the Site (as further described in Section 2.A below and including, but not limited to the “Registered User Services,” the “Services”). PLEASE READ THESE TERMS AND CONDITIONS OF USE (the “Terms of Use,” or the “Agreement”) CAREFULLY BEFORE USING THIS SITE AS THEY CONSTITUTE A LEGALLY BINDING CONTRACT BETWEEN YOU AND THRIVEPASS AND GOVERN YOUR ACCESS TO THE SITE. BY ACCESSING OR USING THIS SITE AND/OR THE SERVICES IN ANY MANNER, YOU INDICATE YOUR UNCONDITIONAL ACCEPTANCE OF (1) THESE TERMS OF USE, (2) OUR PRIVACY POLICY (“THE PRIVACY POLICY”); AND (3) ANY OTHER LEGAL NOTICES, CONDITIONS, OR GUIDELINES LOCATED ON THE SITE. IF YOU DO NOT AGREE TO THESE TERMS OF USE OR THE PRIVACY POLICY, PLEASE DO NOT USE THE SITE OR SERVICES AND EXIT NOW. WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO UPDATE OR REVISE THESE TERMS OF USE FROM TIME TO TIME. YOUR CONTINUED USE OF THE SITE AND/OR SERVICES NOW, OR FOLLOWING THE POSTING OR NOTICE OF ANY CHANGES TO THE TERMS OF USE OR PRIVACY POLICY WILL INDICATE YOUR ACCEPTANCE OF THOSE CHANGES. 1. SITE USERS. Two types of users may access the Site and use the Services – "Visitors" and "Registered Users." A. Visitors: To become a visitor of the Site (“Visitor”), you must read, agree with, and consent to be bound by all the terms and conditions set forth in these Terms of Use and the Privacy Policy As a Visitor, You may access the Site, and read our general information. You may NOT access any password-restricted information and/or portions of the Site, or upload any information. B. Registered Users: To become a registered user of the Site (“Registered User”) and to access the password-restricted areas of the Site and the Registered User Services (as defined in Section 2.A below), You must read, agree with, and consent to be bound by all the terms and conditions set forth in these Terms of Use, and the Privacy Policy. You may become a Registered User of the Site, by accessing the unique link provided to you upon initiation, for the Site. Without limiting the foregoing, the password-restricted areas of the Site and the Registered User Services are not available to temporarily or indefinitely suspended Registered Users or to persons under 18 years of age. You are responsible for maintaining the confidentiality and security of your account and password, and you are fully responsible for all activities that occur under your password or account, and for any other actions taken in connection with the account or password. You agree to (a) immediately notify THRIVEPASS of any known or suspected unauthorized use(s) of your password or account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password or credit card information; and (b) ensure that you exit from your account at the end of each session. THRIVEPASS will not be liable for any injury, loss or damage of any kind arising from or relating to your failure to comply with (a) and (b) or for any acts or omissions by you or someone else using your account and/or password. 2. USE OF CONTENT AND SERVICES AVAILABLE THROUGH THE SITE. Content. The Site contains a wide variety of Content (defined below), whether (1) proprietary to THRIVEPASS, or (2) proprietary to third parties, or Content proprietary to our commercial partners. “Content” includes, but is not limited to text, software, scripts, data, graphics, photos, sounds, music, videos, audiovisual combinations, interactive features and other materials that you may view or access through the Site, and Registered User Content. Under no circumstances will THRIVEPASS be liable in any way for any Content, including any errors or omissions in any Content or any Content that is libelous or defamatory, or any loss or damage of any kind incurred as a result of your use of any Content. You agree that you must evaluate and bear all risks associated with the use of any Content, including any reliance on the Content, integrity, and accuracy of such Content. A. Services. Through the Site, we offer (1) to Visitors and to Registered Users free of cost access to our description of the service, as well as the description of the value provided to vendors and (2) to Registered Users only, access to an online system that allows users to purchase wellness products, both one-time and recurring. B. Restrictions on Your Use of Content. The following restrictions apply to your use of Content: i. The Content and the trademarks, services marks and logos on the Site are owned by or licensed to THRIVEPASS, subject to copyright and other intellectual property rights under the law. ii. Content is provided to You AS IS. You may access Content for your information and use solely as intended through the provided functionality of the Site and as permitted under this Agreement. You shall not use Content in any manner that infringes our or any third party's intellectual property rights, or other proprietary right or rights of publicity in or to the Content. All rights not expressly granted herein by THRIVEPASS and/or its licensors to you are reserved by THRIVEPASS and/or its licensors. iii. You agree not to circumvent, disable or otherwise interfere with security-related features of the Site and/or Services that prevent or restrict the use or copying of any Content and not to alter, remove, or falsify any attributions or other proprietary designations of origin or source of any Content appearing on the Site or contained in a file that is uploaded to the Site. C. Restrictions on Your Rights to Use the Site/Materials. You agree that you shall not (and you agree not to allow any third party to): (i) access or use the Site and/or the Materials (as defined in Section 3 below) in an unlawful way or for an unlawful or illegitimate purpose or in any manner that contravenes this Agreement and our Privacy Policy; (ii) attempt to disrupt the operation of the Site through use of methods such as viruses, Trojan horses, worms, time bombs, denial of service attacks, flooding or spamming; (iii) use the Site/Materials in any manner that could damage, disable or impair our services or networks; (iv) attempt, through any means, to gain unauthorized access to the Site, Services, to a Registered User’s account, and/or any computer systems or networks, through hacking, password mining or any other means; (v) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (vi) use any robot, spider, site search/retrieval application, or other device to access, retrieve, screen scrape, screen surf or employ any other data scraping method, or index any portion of the Site/Services/Materials for any purpose. Systematic retrieval of data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database or directory is prohibited; (vii) create a Registered User account by automated means or register as a Registered User under false or fraudulent pretenses; (viii) create or transmit unwanted electronic communications such as "spam" to Registered Users or otherwise interfere with Visitors and/or Registered Users’ enjoyment of the Site; (ix) reformat or frame any portion of the web pages that are part of the Site; (x) use the Site/ Materials to defame, abuse, harass, threaten or otherwise violate the rights of others; (xi) use the Site to violate the security of any computer network, crack passwords or security encryption codes, transfer or store illegal material including those that are deemed threatening or obscene; (xii) take any action that imposes, or may impose in our sole discretion, an unreasonable or disproportionately large load on our IT infrastructure or that may otherwise interfere with the functioning of the Site/Services; (xiii) access or otherwise use any aspect of the Site/ Materials if you are not in compliance with the age requirements; (xiv) create liability for THRIVEPASS or cause THRIVEPASS to lose (in whole or in part) the services of its information technology partners or other suppliers; (xv) use the Site/Materials, intentionally or unintentionally, to violate any applicable local, state, national or international law; or (xvi) collect or store Personal Information (as defined in our Privacy Policy) about Users in connection with any of the prohibited activities described in this paragraph, (xvi) alter, or attempt to alter any register user’s account balance. 3. PROPRIETARY RIGHTS RESTRICTIONS. All material on the Site, including, but not limited to, Content, all informational text, design of and "look and feel," layout, photographs, graphics, audio, video, messages, interactive and instant messaging, design and functions, files, documents, images, or other materials (collectively, the "Materials"), whether publicly posted or privately transmitted, as well as all derivative works thereof, are owned by THRIVEPASS or other parties that have licensed their material to THRIVEPASS, and are protected by copyright, trademark, and other intellectual property laws. All THRIVEPASS trademarks and service marks, logos, slogans and taglines are the property of THRIVEPASS. All other trademarks, service marks, logos, slogans and taglines are the property of their respective owners. Except as specifically permitted, nothing contained herein should be construed as granting any license or right to use any trademarks, service marks, logos, slogans or taglines displayed on the Site without the express written permission of THRIVEPASS, or such third-party that may own the trademark, service mark, logo, slogan or tagline. A. Except as otherwise specifically permitted herein, the Materials on the Site may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, including by e-mail or other electronic means, without the prior consent of THRIVEPASS or such third-party that owns the Materials. Any modification of the Materials, use of the Materials on any web site or networked computer environment, or use of the Materials for any purpose other than as specifically permitted herein or in the applicable Registered User agreement without the prior consent of THRIVEPASS or its licensors, as applicable, is a violation of the copyright, trademark, and other proprietary rights in the Materials and is expressly prohibited. 4. CHARGES FOR SERVICES. You understand and agree that you are responsible for all charges relating to your use of THRIVEPASS Registered User Services that are not covered by your employer. You will be informed of the fees to be charged when you select a wellness product. Fees may vary from provider to provider. Providers and vendors of wellness products may increase their prices or pass through additional costs and you will be responsible for such costs and fees. You should monitor your account regularly to review and confirm any price increase or additional charges or fees. You will be responsible for all charges or fees related to any wellness product you select that are not covered by your employer. In the event you dispute any fee or charge, you must dispute such charge directly with the provider. You are free to cancel the services of any provider of wellness products through the THRIVEPASS site. You authorize THRIVEPASS to charge your credit card for any fees or charges that are not covered by your employer. You will be asked to supply credit card information, which will be verified prior to your selection of any wellness products. You will not be able to use the THRIVEPASS Registered User Services to purchase wellness products if the credit card information you provide is inaccurate or if your credit card is declined. By selecting and utilizing wellness products, you authorize us to charge your credit card for any charges that are not covered by your employer. In order to facilitate payment for your wellness products, we will share your credit card information and related personal information with the designated credit card payment processor. This information is shared solely for the purpose of collecting the fees. You agree to update or renew a credit card that is expired or rejected. THRIVEPASS reserves the right to cancel any wellness products and set off future employer contributions you receive from your employer to cover unpaid fees if you do not provide a valid credit card within a reasonable amount of time. THRIVEPASS may provide you with a “virtual” credit card which may be used solely for payment for wellness products selected on the THRIVEPASS site. In the event of your misuse of any virtual credit card, THRIVEPASS reserves the right to report such misuse to your employer and to terminate your further use of any virtual credit card. In the event you incur any overcharges or additional fees from a provider of wellness products, such as charges or fees caused by additional services consumed by you or penalties for missed classes, you hereby authorize THRIVEPASS to deduct these overcharges or additional fees directly from any balance remaining in your THRIVEPASS account, to set off such overcharges or fees from future employer contributions or to charge your personal credit card. In the event that you terminate any wellness products purchased through the THRIVEPASS site or are credited for any other charges and a provider reimburses you for any such charges, THRIVEPASS shall credit the balance of your THRIVEPASS account for any such reimbursement received from such provider. In the event that a reimbursement received by THRIVEPASS is linked directly to a charge to your personal credit card and you provide a written request to have such charge credited to your credit card, THRIVEPASS will credit such direct reimbursement to your credit card. You hereby agree and acknowledge that THRIVEPASS will not credit to your credit card any reimbursements or credits linked to your employer contributions and any such credits or reimbursements may only be utilized through the purchase of wellness products through the THRIVEPASS site. THRIVEPASS shall have no responsibility for, and shall not provide any reimbursements or credits for, any purchases made, or transactions concluded, outside of the THRIVEPASS site. If you separate employment from your employer for any reason, you hereby agree and consent to THRIVEPASS charging all fees or other charges for wellness products to your credit card. 5. MODIFICATIONS TO THESE TERMS OF USE AND OUR SITE AND/OR SERVICES. You agree and understand that the terms of this Agreement, the Site, and/or the Services may be modified by us at any time in our sole discretion without prior notice, and such modifications will be effective immediately upon our posting of the new terms and/or upon implementation of the new changes to the Site and/or Services. You acknowledge that THRIVEPASS reserves the right to discontinue the Services, or any features, functionality or services provided as part of or in connection with the Site and/or the Services, and to remove Content that violates the requirements set forth in this Agreement, without prior notice. While the non-password restricted portions of the Site are currently free of charge, you acknowledge that THRIVEPASS reserves the right to charge for aspects or additions to the Site and/or Services in the future. You agree to review this Agreement periodically so that you are aware of the most current rights and obligations, which apply to your agreement with us. Your continued use of the Site and/or the Services after any modifications indicates your acceptance of the modified Agreement. The most current version of this Agreement can be accessed at any time by selecting the Terms of Use link on the bottom of any page on the Site. You understand that the Content is provided as a courtesy to our Registered Users and Visitors and that we may suspend or terminate all or a portion of the Site and/or Services at any time in our discretion without notice to you. Nothing in these Terms of Use shall be deemed to confer any third-party rights or benefits. 6. VISITOR/USER SUGGESTIONS. You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information provided by you to THRIVEPASS (“Comments”) are not confidential and you hereby grant to THRIVEPASS a worldwide, perpetual, irrevocable, royalty-free license to reproduce, display, perform, distribute, publish, modify, edit or otherwise use such Comments as it deems appropriate, for any and all commercial or non-commercial purposes, in its sole discretion. 7. DIGITAL MILLENIUM COPYRIGHT ACT. THRIVEPASS respects the intellectual property of others and expects users of our services to do the same. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on this site or through this service, you must provide the following information when providing notice of the claimed infringement to THRIVEPASS: • A physical or electronic signature of a person authorized to act on behalf of the copyright owner and identification of the copyrighted work that is infringed; • Information reasonably sufficient to permit THRIVEPASS to contact you, such as an address, telephone number and/or electronic mail address; • A statement that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent or law; • A statement that the information in the notification is accurate and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. The above information must be submitted as a written notification to THRIVEPASS by writing us at corp@thrivepass.com, ATTENTION: LEGAL DEPARTMENT/DMCA COMPLAINT. This information should not be construed as legal advice. For further details on the information required for valid DMCA notifications, see 17 U.S.C. 512(c)(3). 8. LINKS TO THIRD PARTY SITES AND SERVICES; NO IMPLIED ENDORSEMENT. This Site contains links to other web sites owned by third parties, which may lead to some sites maintained by our advertisers. Please note that when you click on any of these links, you are entering another web site for which THRIVEPASS has no responsibility or control. You agree that THRIVEPASS shall not be responsible for any loss or damage of any sort incurred as a result of any such links or as the result of the presence of such links on our Site. In no event shall any reference to any third party, third party website or third party product or service be construed as an approval or endorsement by us of that third party, third party website or of any product or service provided by a third party. 9. MEDICAL DISCLAIMER. THRIVEPASS IS NOT A MEDICAL REFERRAL SERVICE AND DOES NOT RECOMMEND OR ENDORSE ANY PARTICULAR MEDICAL OR WELLNESS TREATMENT OF ANY KIND OR ANY PRACTITIONER. THRIVEPASS DOES NOT OFFER ADVICE REGARDING THE SUITABILITY OR APPROPRIATENESS OF ANY MEDICAL OR WELLNESS TREATMENT FOR ANY MEDICAL CONDITION. NEITHER THE SITE, THE SERVICES, NOR ANY OF THE INFORMATION CONTAINED HEREIN IS INTENDED TO BE, NOR SHOULD IT BE CONSTRUED AS A SUBSTITUTE FOR PROFESSIONAL HEALTH OR MEDICAL ADVICE. THRIVEPASS (INCLUDING ITS OFFICERS, DIRECTORS, EMPLOYEES AGENTS, REPRESENTATIVES AND AFFILIATES) EXPRESSLY DISCLAIMS ALL RESPONSIBILITY AND LIABILITY ARISING FROM (A) YOUR USE OF OR RELIANCE ON THE SITE, THE SERVICES, OR THE INFORMATION CONTAINED HEREIN AS A HEALTH REFERENCE SOURCE, (B) ANY ADVICE, TREATMENT, OR SERVICES RENDERED BY ANY THIRD PARTY PROVIDER, PARTNER OR AFFILIATE FEATURED ON THIS WEB SITE, OR (C) ANY CLAIMS THAT MAY RESULT DIRECTLY OR INDIRECTLY FROM YOUR USE THEREOF. SHOULD YOU HAVE ANY MEDICAL OR HEALTH CARE RELATED QUESTIONS, OR IF YOU HAVE ANY REASON TO SUSPECT THAT YOU HAVE ANY CONDITION THAT MIGHT REQURIE MEDICAL ATTENTION, THRIVEPASS ADVISES YOU TO SEEK APPROPRIATE MEDICAL ATTENTION AND CARE PROMPTLY. ALWAYS CONSULT WITH YOUR PHYSICIAN OR QUALIFIED HEALTH CARE PROFESSIONAL BEFORE EMBARKING ON ANY NEW TREATMENT, DIET, FITNESS OR WELLNESS PROGRAM. INFORMATION YOU PROVIDE IS NOT PROTECTED UNDER CONFIDENTIALITY LAWS THAT PROTECT PHYSICIAN-PATIENT COMMUNICATIONS, SO PLEASE CAREFULLY SELECT WHAT YOU CHOOSE TO DISCLOSE. WE ARE COMMITTED TO PROTECTING THE PERSONAL INFORMATION WE RECEIVE FROM YOU AND USE REASONABLE SECURITY MEASURES TO MAINTAIN THE SECURITY OF SUCH INFORMATION, HOWEVER, WE CANNOT FULLY ELIMINATE SECURITY RISKS ASSOCIATED WITH THE TRANSMISSION OF PERSONAL INFORMATION THROUGH ONLINE TRANSACTIONS, AND YOU DO SO AT YOUR OWN RISK. THRIVEPASS ASSUMES NO LIABILITY IN REGARDS TO USERS OF LISTED VENDOR FACILITIES. WE ALSO ASSUME NO LIABILITY IN THE CASE OF ANY HARM THAT MAY RESULT DIRECTLY OR INDIRECTLY FROM THE USE OF ANY VENDOR FEATURED ON THE PLATFORM. 10. DISCLAIMER OF WARRANTY. ACCESS TO THE SITE, THE SERVICES, THE MATERIALS, AND TECHNOLOGY AVAILABLE ON OR THROUGH THE SITE OR DOWNLOADED THEREFROM IS PROVIDED “AS IS” AND “AS AVAILABLE” “WITH ALL FAULTS” AND WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THRIVEPASS AND ITS LICENSORS DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTIBILITY, AND FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, NEITHER THRIVEPASS NOR ITS LICENSORS WARRANT THAT ACCESS TO THE SITE AND/OR THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED; NOR DOES THRIVEPASS AND ITS LICENSORS MAKE ANY REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, CURRENCY, QUALITY, COMPLETENESS, USEFULNESS, PERFORMANCE, SECURITY, LEGALITY OR SUITABILITY OF THE SITE, THE SERVICES OR ANY OF THE MATERIALS AND TECHNOLOGY AVAILABLE ON OR THROUGH THE SITE OR THE SERVICES OR DOWNLOADED THEREFROM. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE AND THE SERVICES AND YOUR RELIANCE UPON THE MATERIALS AND TECHNOLOGY AVAILABLE ON OR THROUGH THE SITE, THE SERVICES OR DOWNLOADED THEREFROM IS AT YOUR SOLE RISK. FURTHER, THRIVEPASS AND ITS LICENSORS MAKE NO REPRESENTATION OR WARRANTIES THAT THE SITE OR THE SERVICES OR THE MATERIALS AND TECHNOLOGY AVAILABLE ON OR THROUGH THE SITE OR THE SERVICES OR DOWNLOADED THEREFROM IS APPROPRIATE OR AVAILABLE FOR USE IN ALL GEOGRAPHIC LOCATIONS. IF YOU USE THE SITE OR THE SERVICES OR ANY MATERIALS OR TECHNOLOGY AVAILABLE ON OR THROUGH THE SITE OR THE SERVICES FROM OUTSIDE THE UNITED STATES OF AMERICA, YOU ARE SOLELY RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LAWS, INCLUDING WITHOUT LIMITATION EXPORT AND IMPORT REGULATIONS OF OTHER COUNTRIES.NEITHER THRIVEPASS NOR ANY THIRD PARTY PROVIDERS, PARTNERS OR AFFILIATES WARRANT THAT THIS SITE, ITS SERVERS OR ANY E-MAIL SENT FROM THRIVEPASS OR ANY THIRD PARTY PROVIDERS, PARTNERS OR AFFILIATES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 11. LIMITATION OF LIABILITY. WE ARE NOT LIABLE TO YOU OR ANY OTHER PERSON FOR ANY PUNITIVE, EXEMPLARY, CONSEQUENTIAL, INCIDENTAL, INDIRECT OR SPECIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY PERSONAL INJURY, LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR COMPUTER OR OTHERWISE) ARISING FROM OR IN CONNECTION WITH YOUR USE OF THE SITE, THE SERVICES OR ITS MATERIALS OR TECHNOLOGY, WHETHER UNDER A THEORY OF BREACH OF CONTRACT, NEGLIGENCE, STRICT LIABILITY, MALPRACTICE OR OTHERWISE, EVEN IF THRIVEPASS OR THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU HEREBY RELEASE THRIVEPASS AND HOLD THRIVEPASS AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, OR LICENSORS, AND THEIR OFFICERS, DIRECTORS, TRUSTEES, AFFILIATES, SUBCONTRACTORS, AGENTS AND EMPLOYEES, HARMLESS FROM ANY AND ALL CLAIMS, DEMANDS, AND DAMAGES OF EVERY KIND AND NATURE (INCLUDING, WITHOUT LIMITATION, ACTUAL, SPECIAL, INCIDENTAL AND CONSEQUENTIAL), KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE SITE, THE SERVICES OR ITS MATERIALS OR TECHNOLOGY. YOU WAIVE THE PROVISIONS OF ANY STATE OR LOCAL LAW LIMITING OR PROHIBITING A GENERAL RELEASE. 12. EXCLUSIVE REMEDY. IN THE EVENT OF ANY PROBLEM WITH THE SITE, THE SERVICES OR ANY OF ITS MATERIALS OR TECHNOLOGY, YOU AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY IS TO CEASE USING THE SITE, THE SERVICES, THE MATERIALS AND/OR THE TECHNOLOGY. UNDER NO CIRCUMSTANCES SHALL THRIVEPASS, ITS AFFILIATES, OR LICENSORS BE LIABLE IN ANY WAY FOR YOUR USE OF SITE, THE SERVICES OR ANY OF ITS MATERIALS OR TECHNOLOGY, INCLUDING, BUT NOT LIMITED TO, ANY ERRORS OR OMISSIONS IN ANY MATERIALS, ANY INFRINGEMENT BY THE MATERIALS, AND/OR THE TECHNOLOGY OF THE INTELLECTUAL PROPERTY RIGHTS OR OTHER RIGHTS OF THIRD PARTIES, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE ,THE SERVICES OR ANY OF MATERIALS OR TECHNOLOGY AVAILABLE THEREON. Certain states and/or jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the exclusions set forth above may not apply to you. 13. TERMINATION/EXCLUSION. We reserve the right, in our sole discretion, to revoke, terminate or suspend any privileges associated with accessing our Site for any reason or for no reason whatsoever, including improper use of this Site or failure to comply with these Terms of Use, and to take any other action we deem appropriate. You agree that THRIVEPASS shall not be liable to you or any third party for any termination of your access to the Site and/or to any Materials therein. 14. INDEMNIFICATION. You agree to indemnify, hold harmless, and defend THRIVEPASS and its licensors, suppliers, officers, directors, employees, agents, affiliates, subsidiaries, successors and assigns (collectively "Indemnified Parties") from and against any and all liability, loss, claim, damages, expense, or cost (including but not limited to attorneys' fees), incurred by or made against the Indemnified Parties in connection with any claim arising from or related to your use of the Site, the Services or any of its Materials or technology, or any breach or violation of these Terms of Use by you. You agree to fully cooperate as reasonably required by an Indemnified Party(ies). Each Indemnified Party may, at its own expense, assume the exclusive defense and control of any matter for which it is indemnified hereunder. You shall not settle any matter without the consent of the applicable Indemnified Party. 15. Governing Law; Dispute Resolution. You agree that all matters relating to your access to or use of the site, including all disputes, will be governed by the laws of the United States and by the laws of the State of Delaware without regard to its conflicts of laws provisions. You agree to the personal jurisdiction by and venue in the state and federal courts in Denver County, Colorado, and waive any objection to such jurisdiction or venue. Any claim under these Terms of Use must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred. No recovery may be sought or received for damages other than out-of-pocket expenses, except that the prevailing party will be entitled to costs and attorneys’ fees. In the event of any controversy or dispute between THRIVEPASS and you arising out of or in connection with your use of the site, the parties shall attempt, promptly and in good faith, to resolve any such dispute. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty (30) days), then either party may submit such controversy or dispute to mediation. If the dispute cannot be resolved through mediation, then the parties shall be free to pursue any right or remedy available to them under applicable law. 16. MISCELLANEOUS. You acknowledge that a violation or attempted violation of any of these Terms of Use will cause such damage to THRIVEPASS as will be irreparable, the exact amount of which would be impossible to ascertain and for which there will be no adequate remedy at law. Accordingly, you agree that THRIVEPASS shall be entitled as a matter of right to an injunction issued by any court of competent jurisdiction, restraining such violation or attempted violation of these terms and conditions by you, or your affiliates, partners, or agents, as well as to recover from you any and all costs and expenses sustained or incurred by THRIVEPASS in obtaining such an injunction, including, without limitation, reasonable attorney's fees. You agree that no bond or other security shall be required in connection with such injunction. A. In the event any of the terms or provisions of this Agreement are determined to be invalid, illegal or otherwise unenforceable, the same shall not affect the other terms or provisions hereof or the whole of this Agreement, but such term or provision shall be deemed modified to the extent necessary to render such term or provision enforceable. A waiver of or failure to insist on performance of any of the terms of the Agreement will not operate as a waiver of any subsequent default whether of the same or similar nature. B. A printed version of this Agreement and of any related Notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. 17. THRIVEPASS SERVICES THRIVEPASS is a third party administrative service provider of pre-tax benefits for businesses to manage employee benefit plans through the Internet. The THRIVEPASS Site provides registered members with a cost-effective way to manage health and other benefit programs. As a third party administrator, THRIVEPASS will not and does not provide advice in regards to: finance, legal, tax, or medical benefit programs. Personal information regarding life events, financial or legal, or tax concerns is provided on our Site ONLY for informational purposes. Hereafter, you release THRIVEPASS from and waive any and all claims, demands, and causes of action of every kind and nature, known and unknown, which exist or hereafter arise against the Company related in any way to the choice of your benefit plan, or the actions of any third party provider under any plan associated with the benefit’s plan.