These terms and conditions apply to the use of this website, including the use of analysis and recommendation engine and associated information services offered on this website (the Service). In using this website, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, you must refrain from using the website and the Service.
These terms and conditions must be read in conjunction with any other applicable terms and conditions governing the use of this website, including those set out in the invitation to participate in the Pilot that an authorised person from your organisation has accepted (Invitation).
In these terms and conditions, the expressions "we", "us" and "our" are a reference to ING Bank N.V. as represented by the Growth-Navigator ING Labs initiative.
In order to be able to access the Service, you must have been asked by us to participate in the Pilot. To ensure that each of us and you get the most out of the Pilot, you will need to comply with your obligations set out in the Invitation, these terms and conditions and our reasonable requests over the course of the Pilot.
Of course, we will use all reasonable endeavours to comply with our own obligations (as set out in the Invitation).
We reserve the right to stop the Pilot and/or your participation in the Pilot at any time, and for any reason.
You agree to ensure that the information you provide to us during the course of the Pilot are true and accurate at all times.
Upon onboarding, you will be provided with a password and account designation, which you are required to keep secure.
You accept that by its nature a pilot is for the purpose of validating and improving a concept that is in development. In other words, the Service is in ‘beta testing’.
While the Service is provided by us pursuant to these terms and conditions is provided in good faith, for this Pilot, we do not make any representations or warranties that the information we provide is reliable, accurate or complete or that your access to that information will be uninterrupted, timely or secure. We are not liable for any loss resulting from any action taken or reliance made by you on any information or material posted by us. You should make your own inquiries and seek independent advice from relevant industry professionals before acting or relying on any information or material which is made available to you in connection with the Service.
You agree to use our information service for lawful purposes only.
To the extent permitted by law, we do not accept responsibility for any loss damage, however caused, which you may directly or indirectly suffer in connection with your use of this website, the Service or any linked website, nor do we accept any responsibility for any such loss arising out of your use of or reliance on information contained on or accessed through this website or via the Service.
This disclaimer set out in these terms and conditions does not attempt or purport to exclude liability arising under applicable law if, and to the extent, such liability cannot be lawfully excluded.
You must take your own precautions to ensure that the process which you employ for accessing the Service does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. For the removal of doubt, we do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of the Service, this website or any linked website.
We do not give you any assurances that any information supplied via the Service will be suitable for your purposes or that it will be error-free. You agree that you will not rely on any such information or its availability and that any reliance you make will be on your own independent assessments with the aid of qualified independent advice (or you accept the risk of not seeking that independent advice).
Where the information made available via the Service contains opinions or judgments of third parties, we do not purport to endorse the contents of that opinion or advice nor the accuracy or reliability of that opinion or advice. We do not accept liability for loss or damage caused by your reliance upon any information obtained through this service and it remains your responsibility to evaluate the accuracy, completeness and usefulness of any such information.
Copyright in this website (including text, graphics, logos, icons, sound recordings and software) is owned or licensed by us. Information procured from a third party may be the subject of copyright owned by that third party.
Except where otherwise specified, generally, any word or device to which is attached the TM or ® symbol is a trade mark. Please contact us for permission if you want to use any trade mark that appears on our website.
This website may contain links to other websites, including those operated by service providers who may offer you products or services displayed in (or linked to from) our website or via the Service (Third-party Sites). Third-party Sites are not under our control, and we are not responsible for and do not endorse their content or their privacy policies (if any). You need to make your own judgement on any Third-party Sites, including the purchase and use of any products or services accessible through them.
Any personal data that you supply to us (and which we collect from you or other sources) using the Service will be used by us in accordance with our Privacy Statement.
By using the Service, you acknowledge that we or our partners will collect and use technical information about your usage and device to improve our products and to provide any services to you.
Unfortunately, no data transmission over the internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.
Access to the Service and the website may be terminated at any time by us without notice. Our disclaimer will nevertheless survive any such termination.
Please note that these terms and conditions, their subject matter and formation, are governed by the laws of the Netherlands.
We accept no liability for any failure to comply with these terms and conditions where such failure is due to circumstances beyond our reasonable control.
If we waive any rights available to us under these terms and conditions on one occasion, this does not mean that those rights will automatically be waived on any other occasion.
If any of these terms and conditions are held to be invalid, unenforceable or illegal for any reason, the remaining terms and conditions shall nevertheless continue in full force.
We may change these terms and conditions at any time and will inform you of a change either (i) through the website, when you next attempt to access the Service, or (ii) by e-mail. The new terms may be displayed on-screen and you may be asked to read and accept them to continue your use of the Service.
Growth Navigator is a trade mark of ING Bank NV. ING has its registered office at Bijlmerplein 888, 1102 MG Amsterdam, the Netherlands and is entered in the Amsterdam Trade Register under no. 33031431.
ING is registered with De Nederlandsche Bank (DNB) and the Authority for the Financial Markets (AFM) in the Register of Credit Institutions and Financial Institutions. ING is also regulated by the Netherlands Authority for Consumers and Markets (ACM). Information on the regulation of ING can be obtained from DNB (www.dnb.nl), AFM (www.afm.nl) or ACM (www.acm.nl).
To return to the website, click where indicated. By doing so, you acknowledge that you have read, understood and accepted the above terms of use.